1. Introduction

It is difficult for us Muslim minorities in Singapore to take care of our finances in a Halal manner when we live in a westernised society like Singapore. How do we ensure our money stays Halal when there are so many things Haram so easily accessible to us? As a millennial growing up in Singapore, I have gotten used to searching the internet for answers whenever I’m in doubt. So, it’s easy, isn’t it? Just google Islamic Finance and ta-daa! You are set and ready to manage your finances in a Halal way! Right? Umm, yeah. It’s not that simple. In my searches, what I found online are pages of pages of text describing Syariah law and references to Hadiths describing the reason behind each and every law with regards to finance. Though it is good to know your Hadiths, most of us common folk do not have the time to search every inch of the internet and refer to scripts every time we need to make a financial decision. By the way, I did all of that. And I decided to simplify it for the rest of you. You’re welcome. As you have probably figured out from my imperfect English, I am no scholar. I’m not a scholar in any mainstream secular fields, nor am I a scholar in Islamic Studies. I am just a regular Muslim man trying to make my way in this world. Grinding through every day as best as I can with my slightly broken English. So, shall we start? Welcome to my Islamic Finance in Singapore for Dummies Guide! Read on my brothers and sisters!

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